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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time. For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Licensed in most states. Managing general agency - CA Insurance License #0B67385
Trying to gauge how much of a nest egg is needed for one’s retirement can be difficult and full of assumptions.
Concern about NOT knowing how long that nest egg will last is magnified in those who are risk averse.
Did you know there is an insurance product designed to take all the guesswork out of the equation? The Fixed Annuity has the ability to guarantee accumulation or immediate lifetime income. AnnuityExperts.com takes a transparent approach focusing on the highest guarantees, not assumptions. These are YOUR retirement funds and we are here to present this insurance option you may not see elsewhere! Compare and see if you are getting the most guaranteed income or growth you can!
1. (SPIA) Single Premium Immediate Annuity - For INCOME
This annuity has been depended upon to provide guaranteed income for an extraordinarily long time. The immediate annuity allows a retiree to withdraw a higher percentage of their nest egg guaranteed each year with the assurance the income will never reduce or end. Since current rates are very low in other safe money vehicles, risk averse retirees' choices may be limited. These other options may include taking less income so as to not invade principal or invade a part of the principal based on assumptions and hoping that nest egg does not run out.
2. Deferred Annuities - For ACCUMULATION
This insurance product is the one that guarantees accumulation with a fixed rate that is set for a specific period of time. Tax deferral and the guaranteed compounding interest rate make the Multi-Year Guaranteed Annuity (MYGA) a great option for the risk adverse saver. Not approved in all states! (Deferred annuity quotes)