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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Managing general agency - CA Insurance License #0B67385 

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Your access and use of this website constitutes your agreement to these Terms of Use.


Disclaimers

This site should only be used as a guide. If you have specific questions, please call us. All information is subject to change and human error. Tax and legal information on this site should not be relied upon; always check with a professional tax or legal advisor.


The information on this site is not intended as insurance advice and does not constitute an offer to sell or a solicitation to buy any insurance product. Annuity products are subject to the claims-paying ability of the issuing insurance company.


State variations in surrender charges and interest rates may apply—be aware.

All trademarks, logos, and brand names are the property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names, trademarks, and brands does not imply endorsement.


This website may not be copied without permission from Jeff Affronti.


FSD Financial Services adheres to all state laws where it conducts business. Annuity rates shown are subject to change at any time. For firm confirmation of current rates, a written proposal should be requested, or call (800) 373-9697. Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax.


This website and its content are provided "as is" without warranties of any kind, express or implied.


Definitions

"This website" means all web pages located on the annuityexperts.com domain name.

This website is the website of FSD Financial Services.


Agreement

By accessing and using this website, you acknowledge and accept that you are bound by these Terms of Use and the Privacy & Security Statement.


Permitted Activities

This website may only be used for the following permitted activities:

  • Use authorized in writing by FSD Financial Services;
  • FSD benefits staff carrying out their duties; and
  • Temporary browsing as a genuine customer of FSD Financial Services, or for personal non-commercial interest.


Prohibited Activities

  • ​Each of the following activities is prohibited:

  • Using any type of data accumulation tool, AI, robot, or spider to compile, disseminate, extract, process, reproduce, repackage, or monitor any of the web pages, content, data, or information contained within or accessible through this website.

  • Accumulating or combining the content, data, or information from this website with content, data, or information from any third party, without FSD Financial Services' prior written permission.

  • Using high-volume, automated, or systematic processes to obtain data or other information from this website.

  • Compiling, repackaging, or disseminating any information or data from this website.

  • Accumulating data or information from this website, whether using automatic or manual processes.

  • Using any device, process, routine, or software (systematically or non-systematically) to interfere or attempt to interfere with the functioning of this website or any transaction or process conducted on or through it.

  • Using or reproducing any information or data from this website other than as specifically permitted by these Terms of Use.
  • Incorporating or storing any information or data from this website in any other website, electronic retrieval system, database, publication, or other work in any form, other than as specifically permitted by these Terms of Use.

  • Combining or processing any data or information from this website with other data or information other than as specifically permitted by these Terms of Use.

  • Using this website other than as specifically permitted by these Terms of Use.

  • Using this website for any unlawful purpose or activity.

  • Changing, modifying, reproducing, creating derivative works from, or publicly displaying any part or content of this website (either yourself or through a third party) without FSD Financial Services' prior written permission.


Governing Law

These Terms of Use are governed by the laws of the State of [Insert State], United States, without regard to its conflict of law principles.


Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.


Amendments

FSD Financial Services reserves the right to amend these Terms at any time. Continued use of the website constitutes acceptance of any changes.


AnnuityExperts.com is a domain of FSD Financial Services a DBA of FSD Insurance Services LLC
​California Insurance License #0B67385