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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Managing general agency - CA Insurance License #0B67385 

1.800.373.9697

Mon-Fri 8:30 am - 4:30pm PST

Quality - Integrity - Expertise 

Ensure your active annuities are performing at their peak. Are they delivering maximum returns and operating optimally?


It’s smart to review your beneficiary designations. Have changes occurred that need updates?

Start with a quick call to 800-373-9697.

Jeff Affronti's AnnuityExperts.com

The problem is inflation! NOT ANYMORE! 

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$40,000 starting annualincome increasing 3.0% annually! 

FIA with a Crediting Cap that is Guaranteed for the entire initial term! 

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Annual Reset & Annual Lock-In!

https://www.youtube.com/@annuityexperts

FREQUENTLY ASKED QUESTION

3 Fixed Annuity Withdrawals

3 types of Fixed Annuity Withdrawals & how they work

CA Insurance License #0B67385

​Call or Click

Simple vs Compound Interest
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Fixed Rate Annuities.
When does 4% x 5 = 21.67%?
Find out here!

Watch: Fixed Indexed Annuities 

​Risk Averse? See us first! TM

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Ultimate Annuity Comparison
A 7 year study:


MYGA rate vs FIA cap

THE COMBO ANNUITY

How & Why It Works
Income with a tax-exclusion ratio Tax deferred growth

how’S THAT Fixed Annuity DOING?

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Watch: Fixed Annuity Basics

LIFE AGENTS: Our process is simple: First, we discuss requirements, and then we look for the most suitable option that fits the design. Following that comes the contracting and application process, which we will assist you with. The annuity contract is issued after the application is approved and the premiums are received. Finally, during the free look period, deliver the contract for review.


We have the skills and competence to help identify the more competitive rates and companies.

5 Amazing Features SPIAs Offer & Income Riders Don’t!
1️⃣ Cost Of Living Adjustments
2️⃣ Tax Exclusion Ratio
3️⃣ Non-Lapsable Contract

My favorite Fixed Index Annuity (FIA) crediting method! Point to Point Cap

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Annual Reset & Annual Lock-In!

​Systematic Withdrawals Income!


Need monthly income WITHOUT invading premiums​? Interest ONLY!​

Watch: Frequent topics regarding fixed annuities and income withdrawals

  • What are some end of term renewal options?
  • ​How does my liquidity window work?
  • What are the contractual minimum rate?  
  • We review and illustrate rates from multiple companies in the fixed annuity marketplace to help identify the more competitive and appropriate products. 
  • We are experienced industry veterans who will patiently walk you through the current fixed annuity landscape. Additionally, we pride ourselves on providing excellent service from initial introduction to renewal of in-force policies for years down the road.

The strongest guarantee of a fixed annuity is its minimum guarantee.

We partner with top insurance companies offering accumulation and income annuities. Prioritizing features clients value, we select providers with competitive initial rates, consistent renewal rate histories, and strong minimum guarantee rates.