single premium immediate annuity
The Insurance Product Built To Guarantee lifetime Income PAYMENTS

The risk of outliving one's retirement nest egg is a major concern for seniors and soon-to-be retirees. The insurance solution to this problem is the Single Premium Immediate Annuity (SPIA). The SPIA can ensure a lifetime income for the rest of your life. For single or joint lives, a premium return or refund guarantee is available. We show examples from a variety of companies based on pricing/income and carrier strength. Call (800) 373-9697 for a quote. The biggest income payments are frequently discovered by us.

  • Longevity Protection
  • Lifetime Income Options
  • Joint Lifetime Income Options
  • Return Of Premium Guarantees
  • Cost Of Living Increases
  • 5 - 50 Years Of Payments
  • Quality Insurance Carriers
  • Monthly, Quarterly, Semi-Annual, Annual Payment Modes 
  • No Annual/Up Front Fees
  • Tax Exclusion Ratio
  • ​Impaired Risk Medically Underwritten
  • Turn a portion of your savings into a retirement income.
  • Income is guaranteed with no fluctuation and no market risk.
  • Get payouts for the rest of your life or for a specific number of years.
  • Receive monthly, quarterly, semi-annual or annual payouts deposited directly into your account.
  • Take the hassle out of required distributions from IRAs.

Risk Averse? See us first! TM

We've been offering immediate annuities as a secure income choice for agencies, organizations, and individuals since 1996. Those who have discovered us frequently discover a larger income as well as a wealth of experience and knowledge. Wholesale, fraternal, no-load, and retail immediate annuity rates are all available to us.

SPIA Features

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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Licensed in most states. Managing general agency - CA Insurance License #0B67385