• Longevity Protection
  • Lifetime Income Options
  • Joint Lifetime Income Options
  • Return Of Premium Guarantees
  • Cost Of Living Increases
  • 5 - 50 Years Of Payments
  • Quality Insurance Carriers
  • Monthly, Quarterly, Semi-Annual, Annual Payment Modes 
  • No Annual/Up Front Fees
  • Tax Exclusion Ratio
  • ​Impaired Risk Medically Underwritten
  • Turn a portion of your savings into a retirement income.
  • Income is guaranteed with no fluctuation and no market risk.
  • Get payouts for the rest of your life or for a specific number of years.
  • Receive monthly, quarterly, semi-annual or annual payouts deposited directly into your account.
  • Take the hassle out of required distributions from IRAs.

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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Licensed in most states. Managing general agency - CA Insurance License #0B67385 


Mon-Fri 8:30 am - 4:30pm PST

Quality - Integrity - Expertise 

single premium immediate annuity
The Insurance Product Built To Guarantee Lifetime Income

Since 1996 I have been quoting immediate annuities for agents, businesses and individuals. The clients who have found us, usually find a higher income as well.

Give us a call, we have access to the best wholesale immediate annuity pricing available.  

Risk Averse? See us first! TM


SPIA Features


A top concern of seniors and retirees is the risk of outliving their retirement nest egg. The Single Premium immediate Annuity (SPIA) is the insurance solution to their concerns. The SPIA insures a guaranteed lifetime income with a refund guarantee and even inflation protection. Payments include principal and interest and therefore offer higher payout percentages than other insurance products.

​We will provide an impartial recommendation based on pricing and carrier strength.
For a quote call (800) 373-9697. We often find the highest income payments.