• Longevity Protection
  • Lifetime Income Options
  • Joint Lifetime Income Options
  • Return Of Premium Guarantees
  • Cost Of Living Increases
  • 5 - 50 Years Of Payments
  • Quality Insurance Carriers
  • Monthly, Quarterly, Semi-Annual, Annual Payment Modes 
  • No Annual/Up Front Fees
  • Tax Exclusion Ratio
  • ​Impaired Risk Medically Underwritten
  • Turn a portion of your savings into a retirement income.
  • Income is guaranteed with no fluctuation and no market risk.
  • Get payouts for the rest of your life or for a specific number of years.
  • Receive monthly, quarterly, semi-annual or annual payouts deposited directly into your account.
  • Take the hassle out of required distributions from IRAs.
SPIA Features
single premium immediate annuity
The Insurance Product Built To Guarantee lifetime Income PAYMENTS

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Since 1996 we have been using immediate annuities for agents, businesses and individuals. The clients who have found us, usually find a higher income as well as a wealth if experience and information. We have access to wholesale, fraternal, no-load and retail immediate annuity pricing.

A top concern of seniors and soon to be retirees is the risk of outliving their retirement nest egg. The Single Premium immediate Annuity (SPIA) is the insurance solution to this concern. The SPIA can insure a guaranteed lifetime income for life. Available with a return of premium or refund guarantee for single or joint lives. ​We provide illustrations from multiple companies based on pricing/income and carrier strength. For a quote call (800) 373-9697. We often find the highest income payments.

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Quality - Integrity - Expertise 

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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Licensed in most states. Managing general agency - CA Insurance License #0B67385