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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Licensed in most states. Managing general agency - CA Insurance License #0B67385 

1.800.373.9697

Mon-Fri 8:30 am - 4:30pm PST

Three Interest Rate Terms To Choose From:

  • 3 year term: 2.80%
  • 5 year term: 3.10%
  • 7 year term: 3.15%

Surrender Charges: 

  • 3 year term: 8.0%, 7.0%, 6.0%, 0.0% Thereafter
  • 5 year term: 8.0%, 7.0%, 6.0%, 5.0%, 4.0%, 0.0% Thereafter
  • 7 year term:
    Ages 0-55: 12%, 11%, 10%, 8%, 6%, 5%, 4%, 0% Thereafter
    Ages 56+: 8%, 7%, 6%, 5%, 4.5%, 3.5%, 2.5%, 0% Thereafter

    +/- MVA during guarantee period all terms

Minimum Deposit:

  • $10,000

Issue Age: 

  • 0-90 
  • 0-85 on 7 year term and in OK

States NOT approved in:

  • NY

Free Withdrawal:

  • Accumulated Interest

Death Benefits:

  • Full Accumulation Value Death Benefit 

Carrier Ratings:

  • A- by A.M. Best 

Waivers:  

  • Nursing Home & Disability Waiver 
Choose From A 3, 5, or 7 YeAR GUARANTEED INTEREST RATE OPTIONS

Rates as of 08/01/2021 and are subject to change.  For firm confirmation of current rates, a written proposal should be requested here or by calling call (800) 373-9697. Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax.

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