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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Managing general agency - CA Insurance License #0B67385 


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Check those fixed annuities that are still active. Are they performing to their full potential? Check to see if you're maximizing your yield by employing all of the contract's relative features. 

It's also a good idea to conduct beneficiary reviews. Is there anything that has changed or that needs to be updated? 

Jeff Affronti's AnnuityExperts.com

The problem is inflation! NOT ANYMORE! 

$40,000 starting annualincome increasing 3.0% annually! 

FIA with a Crediting Cap that is Guaranteed for the entire initial term! 

Annual Reset & Annual Lock-In!




How & Why It Works
Income with a tax-exclusion ratio Tax deferred growth

Call or Click

Watch: Fixed Indexed Annuities 

Risk Averse? See us first! TM

how’S THAT Fixed Annuity DOING?


Watch: Fixed Annuity Basics

LIFE AGENTS: Our process is simple:First, we discuss requirements, and then we look for the most suitable option that fits the design. Following that comes the contracting and application process, which we will assist you with. The annuity contract is issued after the application is approved and the premiums are received. Finally, during the free look period, deliver the contract for review.

We have the skills and competence to help identify the more competitive rates and companies.

3 Types of Fixed Annuity Surrender Terms. How they work & where the advantages lie. 

Surrender Charges

My favorite Fixed Index Annuity (FIA) crediting method! Point to Point Cap


Annual Reset & Annual Lock-In!

Need monthly income WITHOUT invading premiums​? Interest ONLY!

Systematic Withdrawals Income!

Watch: Frequent topics regarding fixed annuities and income withdrawals

  • Ready for end of term renewals?
  • ​Are you aware of any liquidity windows?
  • What are the contractual minimum rate?  

  • We review and illustrate rates from multiple companies in the fixed annuity marketplace to help identify the more competitive and appropriate products. 

  • We are experienced industry veterans who will patiently walk you through the current fixed annuity landscape. Additionally, we pride ourselves on providing excellent service from initial introduction to renewal of in-force policies for years down the road.

Our main focus is on guarantees! We represent a variety of insurance solutions that provide both accumulation and income.


A simple phone call to is all it takes to get started. 800 -373 -9697

Quality - Integrity - Expertise