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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Licensed in most states. Managing general agency - CA Insurance License #0B67385 

1.800.373.9697

Mon-Fri 8:30 am - 4:30pm PST

Would you like information on this fixed annuity?

• Interest Rates:
  4.50% For All 5 Years (4.40% in CA and FL*) (4.20% In MN**)
  4.55% For All 7 Years (4.45% in CA and FL*) (4.25 In MN**)
  4.60% For All 10 Years (4.50% in CA and FL*) (4.10 In MN**)
  *Death Benefit Feature is required in California and Florida and is priced into the California and Florida rates.
  

• Guaranteed Period: Choose from the 5, 7 or 10 year guaranteed term
  

• Renewing Surrender Charges % By Year:
  For The 5 Year Term:
  9%, 8%, 7%, 6%, 5% a 30 Day Window PRIOR To End Of Guarantee Term
  

• For The 7 Year Term:
  9%, 8%, 7%, 6%, 5%, 5%, 5% a 30 Day Window PRIOR To End Of Term
  For The 10 Year Term: 
  9%, 8%, 7%, 6%, 5%, 5%, 5%, 5%, 5%, 5% a 30 Day Window PRIOR To End Of Term
  During a 30-day window owner can surrender the annuity with no surrender charges or market value adjustment. 

• Minimum Deposit: $2,500 to $1,000,000 for qualified and non-qualified
  

• Issue Age: 0-90 (lower in some state)
  

• States NOT approved in: AK, CT, IN, MA, MI, ME, MO, RI, TN, SC, NY, NJ, NH, VA, VT, WI, WV
  

• Free Withdrawal: None included subject to surrender charge.
  

• Death Benefit: Surrender charge on death unless optional rider selected.
  Death Benefit FL CA Only: Equals Accumulation Value for policies issued at all ages. All California and Florida contracts are issued with the Death Benefit Feature.
  

• If Optional Riders Are Selected The Rate Reduces:
  Required Minimum Distribution - reduces interest rate by 0.16%
  Preferred 10% Free Withdrawal - reduces interest rate by 0.08%
  Terminal Illness/Nursing Home Care - reduces interest rate by 0.15%
  72(t) Free Withdrawal - reduces interest rate by 0.05%
  Death Benefit Feature Rate is - reduces interest rate by 0.35%*
  Accumulated Interest Withdrawal - reduces interest rate by 0.08%
  

• Company Ratings: B++ by A.M. Best 

Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested here or by calling call (800) 373-9697. Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax.

Choose From A 5, 7 OR 10 YEAR GUARANTEED INTEREST RATE MYG ANNUITY