1.800.373.9697

Mon-Fri 8:30 am - 4:30pm PST

Quality - Integrity - Expertise 

Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested here or by calling call (800) 373-9697. Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax.

Features of these walk away at end of term MYGA's:

Interest Rate Term Choices:

  • 3 Year Term: 2.75% For 3 Years

  • 5 Year Term: 3.40% For 5 Years

  • 7 Year Term: 3.50% For 7 Years

  • 9 Year Term: 3.60% For 9 Years

Guaranteed Periods:

  • 3, 5, 7 or 9 Year Options To Choose From 

Surrender Charges:

  • 3 Year Rate Term: 7.9%, 7.0%, 6.2%, 0.0% Thereafter  
  • 5 Year Rate Term: 7.9%, 7.0%, 6.2%, 5.3%, 4.4%, 0.0% Thereafter
  • 7 Year Rate Term: 7.9%, 7.0%, 6.2%, 5.3%, 4.4%, 3.5%, 2.7%, 0.0% Thereafter
  • 9 Year Rate Term: 7.9%, 7.0%, 6.2%, 5.3%, 4.4%, 3.5%, 2.7%, 1.8%, 0.9%, 0.0% Thereafter

+/- MVA during selected term | (No MVA in PA & MO)
Minimum Deposit:

  • $10,000 ($500,000 maximum without large case form) 

Issue Age:

  • 3 Year Term: 0-90 (75 in CA and FL)
  • 5 Year Term: 0-90 (75 in CA and FL)
  • 7 Year Term: 0-85 (70 in CA and FL)
  • 9 Year Term: 0-80 (65 in CA and FL)

States NOT approved in:

  • DE, MN, NH, NY
  • NO PENALTY FREE WITHDRAWALS FOR ANY REASON (INCLUDING RMDs) DURING SURRENDER CHARGE PERIOD; THEREAFTER, 100% LIQUID

Death Benefits:

  • Surrender Value. Surviving spouses may elect to continue the policy as their own and avoid surrender charges. Non-spousal beneficiaries may reduce or avoid charges by deferring payment or taking a periodic income.
  • CA Only Death Benefit: equals Accumulation Value for policies issued ages 65 and above.
  • FL Only Death Benefit: equals Accumulation Value for policies issued at all ages.

Carrier Ratings: 

  • B++ by A.M. Best (3 ratings upgrades since 2012!)

Waivers:

  • None​
Would you like information on this fixed annuity?
THIS IS A 3 YEAR GUARANTEED INTEREST RATE ANNUITY.

© 2019    All Right Reserved  |  A DBA & domain of FSD Financial Services
Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Licensed in most states. Managing general agency - CA Insurance License #0B67385