Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested here or by calling call (800) 373-9697. Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax.

Interest Rate & Term  Option Choices: 

  • 3 Year Term: 2.85% (Premiums $250,000+) | 2.75% (Premiums $10,000 - $249,999)
  • 4 Year Term: 3.00% (Premiums $250,000+) | 2.90% (Premiums $10,000 - $249,999)
  • 5 Year Term: 3.25% (Premiums $250,000+) | 3.15% (Premiums $10,000 - $249,999) 
  • 6 Year Term: 3.30% (Premiums $250,000+) | 3.20% (Premiums $10,000 - $249,999)
  • 7 Year Term: 3.35% (Premiums $250,000+) | 3.25% (Premiums $10,000 - $249,999)
  • 8 Year Term: 3.40% (Premiums $250,000+) | 3.30% (Premiums $10,000 - $249,999)
  • 9 Year Term: 3.45% (Premiums $250,000+) | 3.35% (Premiums $10,000 - $249,999)
  • 10 Year Term: 3.50% (Premiums $250,000+) | 3.40% (Premiums $10,000 - $249,999)

Guaranteed Period

  • Choose a 3 - 10 Year Term

Surrender Charges: +/- MVA 

  • 3 Year Term Recurring: 7%, 6%, 5%*
  • 4 Year Term Recurring: 7%, 6%, 5%, 4%*
  • 5 Year Term Recurring: 7%, 6%, 5%, 4%, 3%*
  • 6 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%*
  • 7 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%, 1%*
  • 8 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%, 1%, 1%*
  • 9 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%, 1%, 1%, 1%*
  • 10 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%, 1%, 1%, 1%, 0.75%*
    The MVA is not applied in DE. Prior to the end of each Guaranteed Interest Rate Period, there is a *30-day window to withdraw funds before the Contract will renew at a new rate for another Guarantee Period. Surrender Charges and MVA will restart.

Minimum Deposit: 

  • $10,000 ($5,000 qualified)

Issue Age: 

  • 0-90

Availability:

  • States NOT approved in: NY

Free Withdrawal: 

  • 10% of the previous anniversary | RMD's allowed in all years (chargebacks in Year 1). Can annuitize at any time. minimum of 10 years, or for 5 years after the initial guarantee period.

Death Benefits: 

  • Full account value at death.

Waivers: 

  • None

Company Ratings:

  • B++ by A.M. Best 
Would you like information on this fixed annuity?
Choose From A 3-10 YEAR GUARANTEED INTEREST RATE MYG Term

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1.800.373.9697

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Not all products are available in all states. We do not offer tax or legal advice. Fixed annuities are insurance products.
Rates shown are subject to change at any time.  For firm confirmation of current rates, a written proposal should be requested by calling call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Licensed in most states. Managing general agency - CA Insurance License #0B67385