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Deferred, Fixed Indexed, & Immediate Annuity rates, quotes and sales.
 About Equity Indexed Types Of EIA's Indexed Rates Indexed Annuity CD

Types of Equity Indexed Annuities (EIA)
 We understand the complex index annuity marketplace and are here to assist you!

Annual Reset
& Lock-In		 The annual reset index annuity locks in gains annually
while resetting the index start number for the new year.

Available with many different features so be sure you know the following terminology before purchasing an annual reset index annuity:
bulletDoes the product have a cap or not,
bulletDoes it use averaging & if so what kind daily or monthly
bulletIs there a spread & if so how much is it
bulletDo you have to annuitize to keep the bonuses
bulletDoes it have more than one crediting detractor
bulletIs there a surrender charge at death
bulletWhat is the minimum guarantee, is it based on 100% of the deposit
bulletWhat is the participation rate
High Water Mark

The high water mark method looks at the value of the index on the day a policy is issued and subtract that value from the highest value the index reaches during the term of that contract.

The difference between the value of the index on the day a policy is purchased and the highest value reached on an anniversary date is converted to a percentage. The amount of initial premium deposit s multiplied buy the percentage change to arrive at accumulate contract value.

 
Point to Point
Two year reset

 

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Last modified: 09/12/11