TOP QUALITY - Ten year annuity guaranteed fixed interest rate! 

 
Company Ratings: A+ by A.M. Best | AA by S&P | B- By Weiss | 96 Comdex as of 10/12/2017
10 Year Guaranteed Interest Rate: 3.90% Year 1 
2.90% Years 2-10
(3.00% Yield Over The 10 Years)

For rates for the 3,5 and 7 year terms please call 800-373-9697 or use the comments section below.
10 Year Surrender For Early or Excessive Withdrawal Charges: Year 01 - 8%
Year 02 - 8%
Year 03 - 7%
Year 04 - 7%
Year 05 - 6%
Year 06 - 5%
Year 07 - 4%
Year 08 - 3%
Year 09 - 2%
Year 10 - 1%
(30 day window) / MVA
Minimum / Maximum Premium Deposit: Minimum $20,000
Maximum $1,000,000 (ages 0-75) & $750,000 (ages 76-89)

Issue Ages:  

0-89 in most states

Free Withdrawal:  

Beginning immediately, you can withdraw up to 10% of your account value annually (non-cumulative).
No MVA or company withdrawal charges will apply.

State Availability  in:

Available in all states: - NY rate may be lower! See rate sheet and state approval sheets for more details.

Death Benefits:

The standard death benefit is equal to the account value and is calculated at the time proof of death is received.

Waivers: 

Withdrawal charges and MVA (both upward and downward) are waived in the event of terminal illness and nursing home care. Charges are also waived on minimum required distributions (RMDs) after age 701/2

 

 


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Managing general agency is FSD Financial Services | CA Insurance License #0B67385