Deferred Annuity Interest Rates -
Multi-Year Guarantees as of 03/01/2010
800-373-9697 - Rates Are Guaranteed For Full Term!!! |
|
Annuity
Term |
Guaranteed
Interest Rate |
Minimum Deposit |
Features |
Surrender Charges |
10 Year
(Details)
B+ Rated |
5.00%
For 10 Years |
$10,000
($5,000 IRA) |
Free withdrawal of interest &
15% penalty-free withdrawal of principal each year after
the first |
10 Years
10%, 9%, 8%, 7%,
6%, 5%, 4%, 3%, 2%, 1% MVA |
10 Year
(Details)
A+ Rated |
4.07%
4.75% Yr 1
4.00% Yrs 2-10 |
$20,000
|
Beginning immediately, you can
withdraw up to 10% of your account value annual (non-cumulative). No MVA
or company withdrawal charges will apply. |
10 Years
8%, 8%, 7%, 7%,
6%, 6%, 5%, 5%, 4%, 4% (30 day
window) / MVA |
9 Year
(Details)
A+ Rated |
4.00%
For 9 Years
3.80%
under 100K |
$100,000
|
10% or less of the prior
contract anniversary value. In the 1st year of the 10% of
contribution.
•RMD above 10% OK
•Systematically withdraw 1st–25th Minimum is $250. |
9
Years
9%,
9%, 8%, 7%, 6%, 5%, 4%, 3%, 2% (30
day window) / MVA |
8 Year
(Details)
B+ Rated |
4.25%
For 8 Years |
$10,000
($5,000 IRA) |
Free withdrawal of interest &
15% penalty-free withdrawal of principal each year after
the first |
8
Years
8%,78%, 6%, 5%,
4%, 3%, 2%, 1%
MVA |
7 Year
(Details)
A+ Rated |
3.85%
For 7 Years
4.50%
Yr 1
3.75%
Yrs 2-7 |
$20,000 |
Beginning immediately, you can
withdraw up to 10% of your account value annual (non-cumulative). No MVA
or company withdrawal charges will apply. |
7
Years
8%, 8%, 7%, 7%,
6%, 6%, 5%
(30 day
window) / MVA |
5 Year
(Details)
B+ Rated |
4.00%
For 5 Years |
$10,000
($5,000 IRA) |
Free withdrawal of interest &
15% penalty-free withdrawal of principal each year after
the first |
5
Years
5%,4%,3%,2%,1% MVA |
5 Year
(Details)
B- Rated |
3.95%
For 5 Years |
$10,000
|
Accumulated Interest Twice Yearly |
5
Years
8%,7%,6%,5%,4%
0% - MVA |
5 Year
(Details)
A+ Rated |
3.25%
For 5 Years
3.85% Year 1
3.10% Yrs 2-5 |
$20,000
|
Beginning immediately, you can withdraw up to
10% of your account value annual (non-cumulative). No MVA or
company withdrawal charges will apply. |
5
Years
8%, 8%, 7%, 7%, 6%,
30 day window) / MVA |
4 Year
(Details)
A+ Rated |
2.68%
Over 5 Years
3.25%
Year 1
2.50% Years 2-4 |
$10,000
|
Beginning immediately, you can withdraw up to
10% of your account value annual (non-cumulative). No MVA or
company withdrawal charges will apply. |
4
Years
8%, 8%, 7%, 7%,
with 30 day exit /MVA |
3 Year
(Details)
B+ Rated |
3.25%
For 3 Years |
$10,000
($5,000 IRA) |
Free withdrawal of interest &
15% penalty-free withdrawal of principal each year after
the first |
3
Years
5%, 4%, 3%
with 30 day exit
|
3 Year
(Details)
B- Rated |
2.75%
For 3 Years |
$5,000 |
Accumulated
Interest Twice Yearly |
3
Years
9%, 8%, 7%
with 30 day exit
|
2 Year
(Details)
B+ Rated |
3.00%
For 2 Years |
$10,000
($5,000 IRA) |
Free withdrawal of interest &
15% penalty-free withdrawal of principal each year after
the first |
2 Years
5% 4%
30 day exit window |
2 Year
(Details)
A Rated |
1.90%
(100K+)
1.75%
(25K - 100K)
For 2
Years |
$25,000 |
Interest ONLY
starting in year 2
Nursing home (90 days) or terminal illness (12 months) |
2 Years
8.5% 7.5%
30 day exit window |
1 Year
(Details)
B- Rated |
1.75%
|
$10,000 |
Free withdrawal of interest
after 30 days
10% avail. per year starting after 1st year.
A loan endorsement is available for 403(b) TSA |
1 Year -
NO MVA
7%
with 30 day exit |
30 Days
(Details)
B- Rated |
1.00%
|
$10,000 if less call 800-373-9697 |
Issue to age 100
best for 1035 exchanges |
none, 0% |
Fixed
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