|
Deferred Annuity Interest Rates - Multi-Year Guarantees 8/18/2008 |
|
Annuity
Term |
Guaranteed
Interest Rate |
Minimum Deposit |
Features |
Surrender Charges |
30 Days
(Details) |
2.00%
|
$10,000
if less call 800-373-9697 |
Issue to age 100
best for 1035 exchanges |
none, 0% |
1 Year
(Details) |
3.75%
|
$10,000 |
Free withdrawal of interest
after 30 days
10% avail. per year starting after 1st year.
A loan endorsement is available for 403(b) TSA |
1 Year -
NO MVA
7%
with 30 day exit |
2 Year
(Details) |
3.50%
For 2
Years |
$10,000 |
Fully surrender at the end of each term without an early withdrawal charge! |
2 Years
7%, 7%
with 30 day exit |
3 Year
(Details) |
4.45%
For 3 Years |
$10,000 |
Accumulated
Interest Twice Yearly |
3
Years
8%, 7%, 6%, 0%
+/- MVA |
4 Year
(Details) |
4.85%
|
$10,000
|
Current year interest
withdrawals available after 30 days without any surrender
charges or interest adjustment. |
4
Years
8%, 8%, 8%, 8%,
with 30 day exit
|
5 Year
(Details) |
5.15%
For 5 Years
5.75%
Year 1
5.00% Yrs 2-5
|
$20,000
|
Beginning immediately, you can
withdraw up to 10% of your account value annual (non-cumulative). No MVA
or company withdrawal charges will apply. |
5
Years
8%, 8%, 7%, 7%, 6%,
30 day window) / MVA |
6 Year
(Details) |
5.14%
For 6 Years
(4.97%
under $100,000) |
$5,000
|
Interest withdrawals only
starting in year 2
Annuitization anytime (60 mo.)
Terminal condition and nursing home waivers
Full Death Benefit |
6
Years
8.32%, 7.65%, 6.73%, 5.79%,
4.85%, 3.90%, 0.00% / MVA |
7 Year
(Details) |
5.60%
For 7 Years
6.25%
Year 1
5.50% Years 2-7 |
$20,000 |
Beginning immediately, you can
withdraw up to 10% of your account value annual (non-cumulative). No MVA
or company withdrawal charges will apply. |
7
Years
8%, 8%, 7%, 7%,
6%, 6%, 5%
(30 day
window) / MVA |
8 Year
(Details) |
4.65%
For 8
Years |
$2,000 |
10% of account value available starting 2nd year.
Systematic withdrawal available in 30 days - Must take all
interest. Deposits over $100,000 add 10bps (0.10%) to rate.
|
8
Years
8% 8% 8% 7% 6% 5% 4% 3%
+/- MVA |
9 Year
(More
Information) |
5.63%
$100K+
5.33%
under $100K
|
$10,000 |
10% withdrawals
available immediately |
9
Years
7% 7% 7% 6% 5% 4% 3% 2% 1%
+/- MVA |
|
10 Year
(Details) |
5.57%
6.25%
Year 1
5.50% Years 2-10 |
$20,000
|
Beginning immediately, you can
withdraw up to 10% of your account value annual (non-cumulative). No MVA
or company withdrawal charges will apply. |
10 Years
8%, 8%, 7%, 7%,
6%, 6%, 5%, 5%, 4%, 4% (30 day
window) / MVA |
Fixed
Annuity Experts
