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Company Ratings:
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A by A.M. Best
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Interest
Rate:
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Get 100% of the S&P up to the cap it
is that simple! Annually Lock-In Gains
That Can Not Be Given Back!
100% Participation
Rate
10 Year Term
7.50% Cap
(Bail-out cap 7.00% cap)
DETAILS
Annual Point to Point Reset / Annual Lock-In
2.00% on 100% minimum guarantee
Bail-Out cap - if the cap ever drops
below stated bail-out cap!
Waives all early withdrawal charges on bail out.
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Participation rate: |
100% |
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Minimum
Deposit: |
$25,000 |
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Issue
Age: |
0-85 |
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Free
Withdrawal: |
•10% of the Accumulation Value all years.
•Extended Care, Terminal Illness up to 100% of the contract's
Accumulation Value
•Full Accumulation Value at death.
•403B Loans Available |
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Money Back
Guarantee Anytime: |
GUARANTEED RETURN OF PREMIUM RIDER
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Surrender
Charges:
(For withdrawals above the annual free amount)
|
7 Years:
Year 1 - 9%
Year 2 - 8%
Year 3 - 7%
Year 4 - 6%
Year 5 - 5%
Year 6 - 4%
Year 7 - 2%
Year 8+ - No Reset 0% |
5 Years:
Year 1 - 8%
Year 2 - 7%
Year 3 - 6%
Year 4 - 4%
Year 5 - 2%
Year 6+ - No Reset 0% |
| Fees |
(There are no Charges/Fees to open this index fixed annuity) |
| Not Available in |
DE, GA, IL, IN, MD MA,
MN, MS, NV NJ NY, OR, PA, TX, UT, VT, VA |
|
Death
Benefits: |
Full death benefit - No
fee or charges! |
| Surrender
Charges |
10 Years:
10%,9%,8%,7%,6%,5%,4%,3%,2%,1%,0% |
Example
Of Annual Reset
And Lock in |
| Assumes $100,000 Deposit In 10 Year
Index |
| Year |
S&P Change |
True Account Value* |
|
| Year 1 |
+7% |
$107,000 |
|
| Year 2 |
-15% |
$110,000 (notice no decrease in account value) |
|
| Year 3 |
+7.5% |
$115,025 |
|
| Year 4 |
+5% |
$120,776 |
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| Year 5 |
+6% |
$128,022 |
|
| Year 6 |
-6% |
$128,022 (notice no decrease in account value) |
|
| Year 7 |
-11% |
$128,022 (notice no decrease in account value) |
|
| Year 8 |
+5% |
$134,423 |
|
| Year 9 |
+6% |
$142,489 |
|
| Year 10 |
+6% |
$151,038 |
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This is a great index fixed annuity
that is simple to understand from a (A) Rated 100+ Year Old Insurance Company.
Feel free to call me direct at 800-373-9697 with any questions.
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Fixed
Annuity Experts
