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Company Ratings:
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A by A.M. Best
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Interest
Rate:
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Get 100% of the S&P up to the cap it
is that simple! Annually Lock-In Gains
That Can Not Be Given Back!
100% Participation
Rate
7 Year Term
9.50% Cap ($100,000 +)
(Bail-out cap 7.00% cap)
8.75% Cap ($15,000 - $99,999)
(Bail-out cap 6.25% cap)
5 Year Term
9.25% Cap ($100,000 +) (Bail-out cap
6.25%)
8.50% Cap ($15,000 - $99,999)
(Bail-out cap 5.25%)
DETAILS
Annual Point to Point Reset / Annual Lock-In
1.50% on 100% minimum guarantee
$15,000 minimum deposit.
Bail-Out cap - if the cap ever drops more than 2%
below first year cap!
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Participation rate: |
100% |
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Minimum
Deposit: |
$15,000 |
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Issue
Age: |
0-90 |
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Free
Withdrawal: |
10% free withdrawal of account
value starting in 1st year.
Nursing home not avail. in MA
Annuitization available anytime but not required! |
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Money Back
Guarantee Anytime: |
GUARANTEED RETURN OF PREMIUM RIDER
Reduce cap by 0.40% for a guaranteed
return of premium at anytime!
(Must be selected at time of application) |
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Surrender
Charges:
(For withdrawals above the annual free amount)
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7 Years:
Year 1 - 9%
Year 2 - 8%
Year 3 - 7%
Year 4 - 6%
Year 5 - 5%
Year 6 - 4%
Year 7 - 2%
Year 8+ - No Reset 0% |
5 Years:
Year 1 - 8%
Year 2 - 7%
Year 3 - 6%
Year 4 - 4%
Year 5 - 2%
Year 6+ - No Reset 0% |
| Fees |
(There are no Charges/Fees to open this index fixed annuity) |
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Death
Benefits: |
Full death benefit - No
fee or charges! |
Example
Of Annual Reset
And Lock in
Coming Soon 4/28/2008 |
| Assumes $100,000 Deposit In 7 Year
Index |
| Year |
S&P Change |
Account Value |
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This is a great index fixed annuity
that is simple to understand from a (A) Rated 102 Year Old Insurance Company.
Feel free to call me direct at 800-373-9697 with any questions.
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Fixed
Annuity Experts
