Three Year Fixed Rate Annuity Guarantee

Interest Rate:

2.50% For 3 Years

Guaranteed Period: Guaranteed For 3 Years
Surrender Charges: 3 Years
7.9% Year 1
7.0% Year 2
6.2% Year 3
0.0% Thereafter
+/- MVA 1st 3 Years (No MVA in PA & MO or after year 3)
Minimum Deposit: $10,000
Issue Age: 0-90 (75 in CA and FL)
States NOT approved in: CT, DE, MN, NH, NJ, NY, RI
Free Withdrawal: None during surrender charge period; thereafter, 100% liquid
Death Benefits: Surrender Value. Surviving spouses may elect to continue the policy as their own and avoid surrender charges. Non-spousal beneficiaries may reduce or avoid charges by deferring payment or taking a periodic income

CA Only: Death Benefit equals Accumulation Value for policies issued ages 65 and above.

FL Only: Death Benefit equals Accumulation Value for policies issued at all ages.
Waivers None

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Annuity Program
Toll-Free: 800-373-9697
Fax: 818-881-6973

US Mail:

5530 Corbin Avenue, Suite 101
Tarzana, CA 91356


Remember - Fixed Annuities are based on your needs and circumstances.
Consider investment objectives, risks, charges, and expenses of the annuity and compare to like investments.

**Guarantees are subject to the claims-paying ability of the issuing insurance company.
*Restrictions may apply. Please refer to product materials for additional details.
Withdrawals from an annuity before age 59, may be subject to a 10% IRS excise tax penalty.
*Not available in all states and variations may apply by state.

Managing general agency is FSD Financial Services | CA Insurance License #0B67385
Non Resident Licenses AL, AZ, CO, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, NY, OH, OK, OR, PA, TN, TX, UT, VA, WA | A domain of FSD Financial Services
Our motto is Quality, Integrity and Expertise and has been for over 21 years. 

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