Fixed Annuity Experts | Since 1996 |NO FEES
| No Assumptions | Just Insurance Guarantees!
Solving Retirement Accumulation and Income Needs

Saving for Retirement
Guaranteed Accumulation

Immediate Annuity Income
Guaranteed Income

Minimum Premium To Start:  $5,000*

Minimum Premium To Start: $10,000*

Multi-Year Guarantee Deferred Annuity Rates


Guaranteed Rate To Term
No Surrender 1.25%
1 Year Closed
2 Year Closed
3 Year 3.25% - 3.10% - 3.00% - 3.00%
4 Year 3.35% - 2.80%
5 Year 4.00% - 3.85% - 3.80%
6 Year 4.10% - 3.75%
7 Year 4.00%
8 Year 3.50%
9 Year 3.60

10 Year

4.30% - 3.65%

Rates as of 11/01/2018 and are subject to change

Click For Rates and Quote Requests

Single Premium Immediate Annuities

We Often Find The Highest Payments
Use more of your nest egg NOW with the
guarantee you cannot outlive your money!


Request An Immediate Annuity Illustration

Rate In CA
Increase by 20.50% in 5 years guaranteed!

3.85% - 5 Year Yield
$500,000 grows to $603,952.11 in 5 Years
$10,000 Minimum Premium


Basic Features Of A MYGA:

- Select an initial rate guarantee
 period from 3 - 10 years**
Click For Rates and Quote Requests

- No less than contractual minimum
 interest rate after initial guarantee

- Interest earned is tax deferred
 until withdrawn, in most cases

- Know exactly how much you will earn from
day one, no assumptions just guarantees

Basic Features Of A SPIA:

- Income payments are guaranteed for
single life, joint lifetimes or a set 
period from 5 - 30 years**

- Payments may be set up as monthly, 
quarterly, semi annually or annually

- A portion of payments may be tax excluded

- Beneficiary guarantees such as a full refund
 of premium or guarantee a gain through an added
 long term period certain option


- Surrender penalty may apply if a 
contract is surrendered or withdrawals
exceed the contractual free amount

- If a contract is surrendered a market
value adjustment may apply, adjusting the
surrender value based on current rates

- Interest rate is net of all internal fees
no added upfront or annual fees


- Some immediate annuities offer liquidity
a surrender penalty may apply if the
contract is commuted or surrendered

- Income payments are net of all fees
no added upfront or annual fees

- A few states charge a premium tax
the tax is priced into payment

- No charge direct deposit of payments

Learn more:

- Call us 800.373.9697

- Visit us in Tarzana, CA

Learn more:

- Call us 800.373.9697

- Visit us in Tarzana, CA


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We have always focused on the GUARANTEES not the assumptions!

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Our motto is Quality, Integrity and Expertise and has been for over 21 years. 

Remember - Fixed Annuities are based on your needs and circumstances.
Call or email today for personalized and professional services.

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Managing general agency is FSD Financial Services | CA Insurance License #0B67385 | Since 1996
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Visit Us and Ask Any Question You Like And Learn Little Known Industry Insight From A Veteran Wholesaler!
Locally serving California and the San Fernando Valley including:
Tarzana, Hidden Hills, Woodland Hills, Calabasas, Malibu, Agoura Hills, Westlake Village, Thousand Oaks, Simi Valley,
 Encino, West Hills, Chatsworth, Oak Park, Oxnard, Northridge, Camarillo, Carpinteria, Laguna Woods,
Montecito, Porter Ranch, Beverly Hills, Santa Barbara and Ventura
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