Saving for Retirement
Guaranteed Accumulation

Minimum Premium To Start:  $5,000*

(MYGA)
Multi-Year Guarantee Deferred Annuity Rates
 

Term	Guaranteed Rate To Term
No Surrender	1.00%
1 Year	Closed
2 Year	Closed
3 Year	2.75% | 2.60%
4 Year	3.10% | 2.85%
5 Year	3.60% | 3.50%
6 Year	3.60% | 3.40%
7 Year	3.65% | 3.50%
8 Year	3.05%
9 Year	3.60% - 3.30%
10 Year	3.85% | 2.90%
Rates as of 04/15/2018 and are subject to change
Click For Rates and Quote Requests

Basic Features Of A MYGA:

- Select an initial rate guarantee
 period from 3 - 10 years**
Click For Rates and Quote Requests

- No less than contractual minimum
 interest rate after initial guarantee

- Interest earned is tax deferred
 until withdrawn, in most cases

- Know exactly how much you will earn from
day one, no assumptions just guarantees

Basic Features Of A SPIA:

- Income payments are guaranteed for
single life, joint lifetimes or a set 
period from 5 - 30 years**

- Payments may be set up as monthly, 
quarterly, semi annually or annually

- A portion of payments may be tax excluded

- Beneficiary guarantees such as a full refund
 of premium or guarantee a gain through an added
 long term period certain option

Charges:

- Surrender penalty may apply if a 
contract is surrendered or withdrawals
exceed the contractual free amount

- If a contract is surrendered a market
value adjustment may apply, adjusting the
surrender value based on current rates

- Interest rate is net of all internal fees
no added upfront or annual fees

Charges:

- Some immediate annuities offer liquidity
a surrender penalty may apply if the
contract is commuted or surrendered

- Income payments are net of all fees
no added upfront or annual fees

- A few states charge a premium tax
the tax is priced into payment

- No charge direct deposit of payments

Learn more:

- Call us 800.373.9697

- Visit us in Tarzana, CA d

Learn more:

- Call us 800.373.9697

- Visit us in Tarzana, CA